West Vancouver Mortgage Broker

Working with me in West Vancouver

In West Vancouver it can go any way you prefer — in person, video, or phone.

Documents can still go digital if that is easier, or we meet wherever suits you.

West Vancouver, specifically

West Vancouver counted 44,122 residents in the 2021 Census, up 3.9% from 2016, and its median age of 51 is a decade older than the regional median of 41. Of its 17,690 occupied private dwellings in 2021, nearly two-thirds were single-detached homes; 71% of residents owned their homes, and more than half of homeowners (56%) had no mortgage, compared with 41% across the region. The British Properties were started in 1932 by British investors led by the Guinness family, who also built the Lions Gate Bridge in 1937–38.

My mortgage and real estate licences both cover all of BC, so for a home in West Vancouver you can come to me for the mortgage and for buying or selling.

West Vancouver's rules: registered suites, wildfire and foreshore permits, and leased reserve land

A secondary suite in West Vancouver is legal only if it meets the BC Building Code, is registered with the District and is licensed for its use. Registration costs $450, which covers the first year's licence; after that the annual renewal is $450 for a rented suite in a home the owner doesn't live in, $350 for a rented suite in an owner-occupied home, and $85 if it's empty or used by family. Coach houses — detached secondary suites, in the District's terms — are allowed in most single-family zones except RS6, and in the RD1 and RD2 duplex zones: one per lot, up to 148.6 m² in total, with height limits of 4.57 metres for one storey or 6.4 metres for two. A coach house can't be subdivided or stratified, and the owner has to live in the main house, the coach house or the suite, or name a property manager.

West Vancouver came late to the Province's small-scale multi-unit rules. It adopted Bylaw 5351 on August 12, 2024, after a non-compliance notice from the Minister of Housing, and that bylaw touched only 13 zones and 381 parcels. Bill 25, passed on November 27, 2025, brought single-family zoning in: after statutory exemptions, about 10,400 parcels are now subject to the rules, and about 970 lots within 400 metres of Marine Drive (to roughly 25th Street) must allow six units, with a provincial deadline of June 30, 2026. As of September 21, 2026, Council had given the new Bylaw 5446 three readings; it still needs approval from the Ministry of Transportation and Transit before fourth reading and adoption. If you're buying a single-family lot with a multiplex in mind, check where that bylaw stands first.

About half of the District's land is in the Wildfire Hazard Development Permit Area, approved on December 14, 2020: any property within 100 metres of a forested area needs a development permit before most new homes or coach houses go up. Waterfront lots come under the Foreshore Development Permit Area, adopted April 11, 2022, where habitable space has to be built to the Flood Construction Level if the property may be at risk of coastal flooding. And Lower Caulfeild is a designated Heritage Conservation Area, where any work on a property needs an alteration permit.

Squamish Nation land — Capilano Indian Reserve No. 5 — lies within West Vancouver's municipal boundaries, and Park Royal is built on land leased from the Squamish Nation in the late 1950s under a 99-year lease. The Nation handles leases and property taxation for residential and commercial properties on its reserves. A non-member leaseholder on reserve land still pays property tax, and when that tax is paid to the First Nation, the provincial home owner grant and property tax deferment programs aren't available.

Common questions