Looking for a Mandarin-speaking mortgage broker in BC?

You've found one. I'm Morning Lee (李会民), a BC-licensed mortgage broker (#MB609900). I work with clients in Mandarin and English, and I can also speak Cantonese — so you can talk through your situation in the language you think in.

Last updated 2026-09-30

Why language matters in a mortgage

A mortgage file is full of terms that are hard enough in your first language: amortization, stress test, prepayment penalty, trigger rate. Explaining how you earn your income or where your down payment comes from in a second language is where details get lost — and in a mortgage, the details are what get a file approved.

Lenders work in English, and the final documents will be in English. My job is to make sure you understand each one before you sign. If you want to look terms up yourself, there is a free bilingual mortgage terms glossary on this site.

Who I often help

Self-employed people and business owners (lenders call this business-for-self) whose tax returns don't show the full picture of what they earn. Self-employed mortgages

Newcomers and new immigrants to Canada without a long Canadian credit history yet. New to Canada

Buyers whose down payment comes from savings overseas, which has to be documented in a way a Canadian lender accepts. Down payment from overseas

Professionals changing how they are paid — moving to dividends, making partner, opening a practice. Professionals

Files a bank has already declined, and commercial or investment property. When the bank says no · Commercial mortgages

How we work together

We can talk in Mandarin or English — by phone, by video, or in person. My mortgage and real estate licences cover all of British Columbia.

If some of your documents are in Chinese — income or bank records from overseas, for example — the lender will usually need an English translation. I'll tell you which ones, and what kind of translation that lender accepts, before you spend money on it.

Prefer to read in Chinese?

The whole site is also in Simplified Chinese. Good places to start: the Chinese home page, self-employed, new to Canada, and the mortgage guides.

Common questions

Can the whole process be done in Mandarin?

The conversations can: every call, explanation and question with me can be in Mandarin. The lender's documents and the final mortgage paperwork are in English, and I go through them with you before you sign.

Do you speak Cantonese?

Yes, I can also speak Cantonese. If you are more comfortable in Cantonese for part of the conversation, just tell me.

Do you also handle reverse mortgages in Mandarin?

Yes. Reverse mortgages for homeowners 55 and older are one of the areas I focus on, and the whole conversation can be in Mandarin. Reverse mortgages

Do I pay you for this?

In most cases, no — my compensation is paid by the lender. If a fee would ever apply to your situation, I tell you clearly and in advance. How I'm paid